The three largest operators in Indonesia namely Telkomsel, Indosat and XL collaborate launching innovation in the form of e-money service interoperability (P2P transfer) or electronic money transfer service cross-operator.
The Director of the Department of strategic planning and public relations of the Bank Indonesia Difi Ahmad Johansyah explains, with the cooperation of the three operators that allow the public to perform financial transactions only with sms on the mobile phone and without the need to have a bank account.
"Who was replaced as an alternative among operators is actually sending money through clearing, transfer via ATM, money orders are actually also non cash," bright Difi passing messages in short to merdeka.com in Jakarta, Wednesday (16/5).
Difi explains, to begin this transaction mobile carriers have to do pooling fund or deposit which is stored in a bank as a guarantee. Operator users can then purchase electronic money at the outlet operators and can conduct transactions. "The pooling fund that operators are derived from our deposits. So that this ga need to have accounts, "explained Difi.
According to Difi, send money using these operators more akin to pre-paid card transaction, where one must fill in the electronic money in advance at the front desk operator then a new transaction. For the money, the public can also visit the outlet operators. "Could pull cash at their outlets operators," the lid.
Formerly Director of Telkomsel Alex j. Sinaga revealed the existence of the electronic money transfer cross-operator, then all customers three operators that amounts to about 230 million subscribers, can do money transactions. For example, TCASH (telkomsel) customers can make transactions transactions transfer customers XL (XL) or cash to the customer my purse (Indosat) so any otherwise.